A non-profit that is not tax exempt must perform one of the following public services to qualify employees for the PSLF program:

A non-profit that is not tax exempt must perform one of the following public services to qualify employees for the PSLF program:

• Emergency management
• Military service
• Public safety
• Law enforcement
• Public interest law services
• Early childhood education (this includes licensed or regulated child care, Head Start, and state-funded pre-kindergarten)
• Public services for the elderly and individuals with disabilities
• Public health (including nurses and full-time professionals engaged in healthcare practitioner occupations and healthcare support occupations)
• Public education
• Public library services
• School library or other school-based servicesBig Boss vote

Not-For-Profit Organizations

Not-For-Profit Organizations

There are two types of non-profit organizations that can qualify you for the PSLF program:

• Non-profit and tax-exempt organizations under section 501(c)(3)
• Non-profit organizations that are not tax-exempt

Note: Most non-profits that are tax exempt qualify you for this program. However, there are a few exceptions such as labor unions and partisan political organizations. Also, if you are employed by a qualifying organization, but part of your job involves performing religious duties like religious instruction or proselytizing, you may not be eligible depending on what portion of your time is devoted to religious activities.

Public Service Loan Forgiveness

The Public Service Loan Forgiveness (PSLF) program was created to motivate individuals to find employment with, and continue in, jobs with organizations that provide a public service. The program forgives the remaining balance of a direct loan after an individual has made 120 qualifying payments on that loan while working for a qualifying employer. You must work for a qualifying employer at the time that the forgiveness takes place.

vYou must at least hold a bachelor degree.

The standard requirements for being classified as a highly qualified teacher are the following:

• You must have received full state certification as a teacher or have passed the state teacher licensing examination and must hold a license to teach in that state.
• You must not have had certification or licensing requirements waived on an emergency, temporary, or provisional basis.
• You must at least hold a bachelor degree.

New elementary school teacher: An elementary school teacher who is new to the profession, in addition to the standard requirements, must have demonstrated subject knowledge and teaching skills in reading, writing, mathematics, and other areas of the basic elementary school curriculum by passing a state test.

New middle or secondary school teacher: If you are a middle or secondary school teacher who is new to the profession, you must, in addition to the standard requirements, have demonstrated a high level of competency in each subject that you teach by passing a state academic subject test, or by successfully completing any of the following in each area that you teach:

Demonstrated knowledge and teaching skills in reading, writing, mathematics,

Before October 30, 2004: If your five years of qualifying teaching service began before October 30, 2004, you may receive up to $5,000 in Teacher Loan Forgiveness benefits if the chief administrative officer of the school at which you were employed certifies that you met either of the following requirements:

Demonstrated knowledge and teaching skills in reading, writing, mathematics, and other areas of the elementary school curriculum while teaching full-time at an elementary school
Taught in a subject area that was relevant to your academic major while teaching full-time at a secondary school
You may receive up to $17,500 in Teacher Loan Forgiveness benefits if the chief administrative officer of the school at which you were employed certifies that you met either of the following requirements:

You were a “highly qualified” full-time mathematics or science teacher in an eligible secondary school.
You were a “highly qualified” special education teacher whose main responsibility was to provide specialized education to children who had disabilities. The children you taught must have had disabilities that corresponded to your specific area of special education training, and you must have demonstrated knowledge and teaching skills in the content areas of the curriculum that you taught.